PRIVACY POLICY

EFFECTIVE:

INTRODUCTION

COLLECTION OF PERSONALLY IDENTIFIABLE INFORMATION SHARING PERSONAL INFORMATION

COLLECTION AND SHARING OF NON-PERSONAL INFORMATION ADDED INFORMATION

DATA PROTECTION AND SECURITY;

COOKIES - COOKIES FOLLOW

PROTECTION OF CHILDREN'S PRIVACY

CROSS-BORDER TRANSFER

THIRD PARTY INFORMATION

RETENTION

USERS

CONTACT US

This Privacy Policy identifies and describes how the registered trade name Opherton ™. (Hereinafter, jointly or jointly and severally referred to as 'OT', 'we', 'our', 'our' company), the owner and operator of Opherton.com, CrediTons, and related companies collect uses and protects the information that We collect about Customers and Users. This Privacy Policy applies to all uses, products and services offered by OT, as well as to our web pages, including all OT brand URLs (the 'OT Website') and any other feature, content or application. offered for some time by OT in relation to the OT website. Opherton may modify this Privacy Policy to reflect industry initiatives or changes in the law; Your continued use of the OT Services after OT publishes a revised Privacy Policy means your acceptance of the revised Privacy Policy. Therefore, it is important that you review this Privacy Policy regularly to ensure that you are up to date on any changes. If OT materially changes its practices with respect to the collection or use of your personally identifiable information, it will continue to be governed by the Policy under which it was collected unless it has been notified and has not opposed the change. Opherton is part of the Instante Group, which includes the subsidiaries and subsidiaries of our parent company Instante Group, Inc., based in Miami - Florida, USA.

COLLECTION OF PERSONALLY IDENTIFIABLE INFORMATION, "PII"

We collect information such as your full name, username, postal address (including billing and shipping addresses), telephone number, email address or credit card number; Information that users voluntarily provide to OT when they choose to participate in our offers and programs or provide us with information directly, even when they register with us, purchase products, participate in our interactive functions or interact with us websites. OT may use PII: to send you information about your affiliation or transactions with us; to inform you about products, services, programs and offers that we believe may interest you, by phone, cell phone, postal mail, email or SMS; to allow you to use, communicate and interact with others on our Site; For the internal business purposes of OT, such as data analysis, audits, new products, improvement of our website, improvement of our services, identification of usage trends and determination of the effectiveness of our promotional campaigns; to allow you to send an email to other people through our website.

SHARING PERSONAL INFORMATION

, OT does not sell, market, rent or retransmit any personally identifiable information we collect online unless we have your permission. Any PII that you provide to us will be stored in our database. Except companies that are affiliated with the OT family. Opherton may disclose your PII; to third party service providers that provide services to OT, such as website hosting, data analysis, payment processing, order fulfillment, infrastructure provision, information technology services, customer service, email delivery services , credit card processing, auditing, training, and other similar services. (These third parties will receive or have access to your Personal Information in order to provide us with these services or on our behalf); to the extent necessary for them to contact you, fulfill their orders or a third party in case of reorganization, merger, sale, joint venture, assignment, transfer or other provision of all or part of our business, assets or actions (including in connection with any bankruptcy or similar procedures); and as we deem necessary or appropriate: (a) under applicable law, including laws outside your country of residence; (b) to comply with the legal process; (c) to respond to requests from public and government authorities, including public and government authorities outside their country of residence.

COLLECTION AND SHARING OF NON-PERSONAL INFORMATION;

When visitors access our site, we may collect information that indicates, among other things, which pages were visited, the order in which they were visited and which hyperlinks were clicked. The collection of such information involves the visitor's registration of IP addresses, operating system, browser software, Internet service provider and geographic location. The non-personal identification information we collect helps us, among other things, to monitor our internal operations, improve our services, identify the most popular areas of our site and determine the effectiveness of our services and promotional activities. It also helps us improve our available online services to ensure they are of high quality and useful. We acquire it by performing statistical analyzes of the collective characteristics and behavior of users, and measuring demographic data and interests related to specific areas of our site. We provide statistical information based on this data to current and potential advertisers, affiliates and promotional partners. Because Non-Personal Information does not identify you personally, we may collect, use and disclose Non-Personal Information for any purpose.

ADDED INFORMATION;

We may add personal information so that the aggregate information does not personally identify you or any other person, such as through the use of personal information to calculate the percentage of our clients living in a particular area. In some cases, we may combine non-personal information with personal information (such as combining your name with your geographic location). If we combine any non-personal information with personal information, the combined information will be treated by us as personal information whenever it is combined.

DATA PROTECTION AND SECURITY;

OT does not sell your personal information to anyone for any reason. We keep information about you in our business records while you are a Member, Affiliate, customer, user or until it is no longer necessary for commercial, tax or legal purposes. We have implemented encryption or other appropriate security controls to protect Personal Information when it is stored or transmitted by the OT team. We require that non-OT companies acting on our behalf protect the Personal Information they may receive in a manner consistent with this Policy.

COOKIES - FOLLOW-UP OF COOKIES;

A 'cookie' (also known as web cookie, browser cookie, HTTP cookie and tracking cookie) is a resource that allows our service to identify them as unique users. OT sends a 'cookie' to the computer on the first visit. This allows us to serve our site visitors better and more efficiently. Cookies are small text files placed on the hard drive of a visitor's computer if the browser allows it. Cookies, among other things, facilitate access to our sites and services, help us track the pages that visitors go to, determine the time that visitors spend on any site on the site and track the services that visitors choose to use . The server that placed them can only read cookies, and cannot read data from hard drives, execute any code, send viruses or destroy files. For information on how and if your web browser will accept cookies, see the documentation that accompanies your browser. Politics.

PROTECTION OF CHILDREN'S PRIVACY.

Our site is not directed and is not intended for minor children, and we will not knowingly collect personally identifiable information from them. If we discover a child's personal data through our Site, we will delete that information. You must be at least 18 years old to qualify as an affiliate, member or customers to be on our site.

Your personal information may be stored and processed in any country where we have operations, and by interacting with us and providing us with any personal information, you accept the transfer of information to countries outside your country of residence, including the United States, which may provide different rules. of data protection than in your country.

THIRD PARTY INFORMATION;

If you decide to stop receiving information from promotional partners, contact those third parties directly and let them know your decision. Otherwise, contact www.opherton.com at: [email protected], and we will notify the parties that you wish to stop receiving your promotional information. However, the Company is not responsible for any actions or omissions of third parties, or for the way they use the information received from www.opherton.com, or independently.

RETENTION;

We will retain your Personal Information for the period necessary to fulfill the purposes described in this Privacy Statement unless the law requires or allows a longer retention period.

USERS;

OT chooses how they share your personal information based on the product or service you have with us. OT needs to share personal information of its users to manage their daily business. You can limit the information that OT shares or provide to third parties. If you want your personal information to be removed from our active records, you can go to your virtual office account and click on the 'I ACCEPT' box in the personal information panel. Alternatively, you can also email us at: [email protected].

CONTACT US;

If you have any questions regarding this Privacy Policy, do not hesitate to contact us by email at: [email protected] or by mail at 1200 Brickell Ave. Suite 1950. Miami - Florida, USA. ATTN: OpherTon Legal.

All rights reserved© OpherTon International

TERMS AND CONDITIONS OF USE

EFFECTIVE:
AGOSTO 1, 2018

DEFINITIONS

LIST OF OT WEB SITES

OT

PRIVACY AND USE OF INFORMATION

RULES FOR CONDUCT

MEMBERSHIP SERVICES

LIMITATIONS OF LIABILITY AND DISCLAIMER

INDEMNITY

Applicable Legislation and Jurisdiction

CHANGES TO THE AGREEMENT AND SERVICE

Opherton.com, is an Internet service operated in several countries by Instante Group, Inc., an organization with the following mailing address: 1200 Brickell Avenue, Suite 1950, Miami, Florida 33131.

Definitions

Opherton ™. (Hereinafter, jointly or severally called 'OT', 'we', 'our', 'our' company) they refer to opherton.com. 'User', 'You' and 'Your' refer to any user of OT products or services or any person who allows the use or access to the OT website and OT services. By using our services, this means that you agree to be subject to the Terms and Conditions of Use described in this Agreement.

List of OT websites

When you sign up for an account, you will select your own username and password. You will have unlimited access to our platform on our website 24/7 to manage changes, edit content and update your business listing and / or publications on our website.

Content Sent OT

By entering information in any of our databases, you agree to provide true, accurate and complete information. You agree that if the information you provide is false or misleading, OT reserves the right to terminate your use of the website and / or remove all its content.

OT offers services that allow users to publish information about their businesses. OT has no obligation to pre-select the content published by users and OT is not responsible or obliged to supervise or edit such content. However, OT will have the right to remove, relocate or edit the content that violates the Terms and conditions of use of our portal, about which OT has received complaints, or that OT finds objectionable for any reason without notifying you.

All publications made by users in OT are the responsibility of the user who contributed to the publication. OT is not responsible for inaccuracies in publications or presentations that contain false or misleading information, and OT does not endorse and will not be responsible for any injury, loss or damage that occurs as a result of such publications. You must assume all the responsibilities associated with the use of any content or any information that you decide to make available to the public in OT will be done at your own.

All the information you provide in your application when creating an account, member profile or business listing, unless otherwise specified, will be displayed on the OT website and is available for others to see. By submitting your information to OT or by allowing your information to be published on the website, you grant OT a royalty-free, irrevocable, non-exclusive and unrestricted worldwide license to transmit, distribute, archive and display such information. You agree that you will not receive any monetary or other compensation for the publications you have contributed to OT.

We do not endorse or are responsible for any communication between OT users.

You are responsible for maintaining the confidentiality of your password and you are responsible for all activities under your username and password. To maintain your privacy, you agree to log out of your account at the end of each session. OT is not responsible for any loss or consequence arising from your breach of these terms and conditions of use.

Privacy and use of information.

OT reserves the right to use all or part of the information provided or entered on our website for its own marketing purposes.

This includes, but is not limited to, any information provided through:

• a. Database queries
• b. Accounts Creation
• c. Contact forms
• d. Any other interactive component of our website where user information is provided

If the user objects to any use of their information for this purpose, then the only recourse is to refrain from using this website. The use of this website and the entry of personal data will be considered as permission for OT to store this information for possible future use. This permission will be considered permanent unless a specific request is made to remove your data from the OT marketing database. Removal requests can be sent by email to [email protected]. Applications will be processed within two business days after receipt.

Under no circumstances OT will disclose this information to any third party, for any purpose, unless directed by the competent law enforcement authorities.

Rules for conduct

You must agree not to use OT products and services to:

• I. Publish, transmit or display anything that is illegal, threatening, harmful, abusive, harassing, invasive of another person's privacy, degrading, defamatory, vulgar, hateful, defamatory, fraudulent, obscene, pornographic or objectionable.
• II. Publish, transmit or display content that is protected by copyright or trademark or that does not belong to you and that is not authorized by the copyright owner or trademark to use.
• III. Publish, transmit, upload or display content that contains exclusive or confidential information that you do not have the right to transmit.
• IV. Use the sites for any illegal activity or provide material that promotes or teaches illegal activity.
• V. Publish or transmit material that violates the privacy or rights of others.<
• VI. To impersonate another person or entity or falsely misrepresent your affiliation with any person or entity or falsely claim an endorsement that you do not have.
• VII. . Publish, transmit or make available unsolicited or unauthorized advertising, promotional materials, spam, letter chains or any other form of request.
• VIII. . Reproduce, copy or sell any part of the OT website or the content of the databases.
• IX. IX. Stalks or harasses others.
• X. Systematically download the contents and data of the OT databases to create or complete another database or for commercial purposes.

Membership Services

These Terms and Conditions of Use are applicable to users who proceed with membership in the OT organization.

• a. OT reserves the right to refuse any service to a user. In this case, the user will be given a refund for any payment made for the rejected service.
• b. All prices are in US dollars.
• c. Payment must be made in full before activating the business list.
• d. . The cost of the business lists is established at the time of the presentation of the commercial list. Additional business lists or renewals at a later date will be at the current rate on the date of shipment of the commercial list.
• e. By posting your content in OT for use on your website, the user guarantees that you have the right to send such content to OT. By submitting content to OT, you guarantee that you own the content or have full authority of the content owner to send the content to OT. Minors must have the approval and consent of their legal guardian.
• f. All submitted business lists will be automatically canceled if payment is not received within 5 days of submission.

Refund policy for website membership listings

After sending a business list and after OT completes its shipping process, all fees are non-refundable. All listings that have recurring subscriptions will be automatically renewed at the end of each of the selected terms, unless cancellation is requested in writing through our Contact Us page at least 72 hours before renewal.

Alternatively, you can cancel subscriptions manually from your virtual office. All cancellations will be processed within 72 hours of notification. All automatic renewals that may continue are non-refundable once transactions are completed.

For monthly social media management plans, you will be billed seven (7) days before the end of your thirty (30) day service period. Payment must be received before the service continues. Each month, the Agreement is automatically renewed until one of the parties cancels.

If you cancel the Agreement for monthly administration, the Agreement will continue through your thirty (30) day monthly service period, unless you indicate otherwise. You agree to pay OT until the end of the monthly service period and understand that the monthly administration service fees are not prorated. Therefore, your service will continue during the 30-day payment period (unless you prefer not to do so and notify OT by email or in writing), and your cancellation will be effective from the month following the receipt of your cancellation notification email from OT.

In addition, you agree not to initiate any dispute by credit card or PayPal for payments you have made or allowed for any reason. If you initiate any dispute, breaching this agreement, then you will pay the fees incurred by OT as a result of these disputes. This means that OT will bill you for any fees that arise as a result of your dispute, plus an additional 30% fine to cover our costs in responding to the dispute.

You also agree to assume the total expense of all legal and collection actions that may be brought against you as a result of non-payment of the invoices issued.

Limitations of liability and disclaimer

OT is not responsible in any way for damages, costs or expenses incurred for any reason related to the use of OT products or services. With respect to the direct loss, the total responsibility of OT for any claim, whether arising from the negligence of OT or otherwise, will not exceed the price of the amount paid, if any, directly to OT for its service. The only amendment if you are not satisfied with any part of the OT membership or services is to stop using our website.

You agree to indemnify and disclaim OT and its affiliated companies and their directors and employees from and against all claims, losses, costs arising from your activities in connection with your use of the site, your violation of the Terms and Conditions of Use to use this and any content that you post or make available on OT sites, including but not limited to copyright or trademark violations or the rights of any party.

You do not have permission to copy or distribute the materials presented to you on the OT website, including, but not limited to, logos and text. OT, Opherton.com, Walleton.com, Instant Group, Inc., and any associated logos are trademarks and service marks of Opherton.

This site and the services associated with this site are provided 'AS IS' and without any representation or warranty of any kind with respect to the operation of this site and the content included in this site. OT is not responsible for the suitability, reliability or accuracy of the contents of its site, the contents published by users on the site or the service provided. In no case, OT will be liable for damages of any kind arising from the use of this site, including direct, indirect punitive damages, even if the possibility of this happening is reported. OT and its affiliated companies disclaim all warranties regarding the site and any content on it, the shipments and any responsibility for archiving or maintaining such shipments.

OT reserves the right, in its sole discretion, to terminate your use of the OT website and services for any reason, including the belief that you have violated. OT reserves the right, in its sole discretion, to terminate your use of the OT website and services for any reason, including the belief that you have violated these Terms and Conditions. OT is not responsible to you or to any third party for the termination of its services and / or the removal of its content from the OT site.

Applicable Legislation and Jurisdiction

The Agreement will be governed by the laws of the State of Florida. You accept the exclusive jurisdiction of the Florida courts.

Modifications to the Agreement and Service

OT reserves the right, at your entire disposalcreation, to modify the site, these disclaimers,this agreement and the terms and conditions of use in this agreement at any time. Any changes to this agreement will be reflected in this section of the OT website. If you continue to use OT services after a change is published in the Terms and Conditions section of the OT website, this means that you have accepted and are bound by the changes.

All rights reserved ©2023 Opherton^TM

Chachimbiro Urcuquí
Parroquia de Tumbabiro
Imbabura Ecuador